Providing Growth and Risk Control

Home / Services

Services

Updated on 30/10/2026

Growth, Funding, Risk Control, Value and AI & Data-Driven: five practice areas that can be engaged separately or combined in a single project — always with scope, deliverables and deadlines defined in writing.

Growth

Growth with method, not with optimism

Planning, monitoring and strategic advisory for sustainable growth — from the multi-year plan to the investment decision.

Business planning and monitoring

Planning and monitoring of economic and financial results are the foundation for a complete assessment of performance.

  • Multi-year financial plan (3 to 5 years)
  • Training the administrative team to implement and update the plan
  • Annual monitoring and critical review
  • Quarterly results review and summary reports for shareholders and financiers (banks, private equity funds)

PPP Advisory — public-private partnership

Advisory on economic and financial feasibility analysis and investor origination for PPP transactions.

  • Studies and models to support the decision to enter the partnership
  • Bid-process worksheets and support for the financial project
  • Project risk study and design of the risk matrix
  • Opinion on tax impact
  • Structuring of guarantees and insurance inherent to the PPP
  • Market study for fundraising (BNDES, ministries and others)

Treasury management and cash pooling

Rationalising liquidity and investments for groups with multiple companies.

  • Cost-benefit analysis of setting up a cash pooling system
  • Structuring and implementation of the system to optimise liquidity
  • Advisory on selecting group-wide treasury software

Valuation and modelling

Economic value with explicit assumptions, sensitivity analysis and auditable documentation.

  • Valuation of companies, business units and assets
  • Discounted cash flow, market multiples and book value
  • Forecast models and scenarios
  • Critical review of models built by third parties
Funding

Financial structuring and access to capital

End-to-end advisory to identify, structure and secure the capital required for growth, expansion and restructuring projects.

Corporate debt structuring

Analysis of the ideal capital structure and of the best debt options available in the market.

  • Debentures, commercial paper and bank credit lines
  • Full financial model and covenant projections
  • Negotiation with financial institutions

Project finance

For infrastructure, energy and large projects — from concept to financial close.

  • Economic and financial modelling of the project
  • Risk analysis and security structuring
  • Bank syndication and monitoring through to closing

Working capital and trade finance

Solutions designed around the company’s operating cycle.

  • Working capital requirement (WCR) analysis
  • Short-term credit lines
  • Receivables discounting and vendor finance

Capital raising

Origination and fundraising across diversified sources of capital.

  • Development banks (BNDES, Finep)
  • Multilateral banks (IDB, IFC)
  • Investment funds and institutional investors
  • Access to international sources of capital through the partner network
Risk Control

Integrated risk management under ISO 31000 and COSO ERM

Implementing a risk management system that governance can read, challenge and use to decide.

From the integrated system to control

We begin with the preparatory activities of integrated risk analysis (controlling), which establish the methodological and organisational foundations of the system. Enterprise Risk Management is then implemented in verifiable stages:

  • Identification of the client’s risks
  • Economic impact assessment of identified risks
  • Risk-impact matrix
  • Risk reporting to management and the board
  • Risk coverage — hedging, insurance and derivatives
  • Monitoring and identification of emerging risks

Control system

We develop the control system based on integrated management of value risk and business risk, supporting the client across all processes and in producing its documents — policies, minutes, reports and evidence.

The same framework underpins the AI risk governance services described in the AI & Data-Driven.

ISO 31000

International framework providing principles and guidelines for a robust risk management system in any organisation.

COSO ERM

A methodology that integrates risk management with strategy and performance, aligning risk and value.

Framework RBF

A proprietary approach that combines international best practice with deep knowledge of the Brazilian regulatory and business environment.

Value

Mergers & acquisitions and restructuring

Advisory on the purchase and sale of equity stakes and on corporate reorganisations — merger, spin-off, combination and dissolution.

M&A advisory

Bid and seller financial advisory, divestment and generational transitions, across all phases:

  • Preliminary analysis of strategic options and identification of counterparties
  • Economic and financial valuation, business plans and information memorandum
  • Deal terms and negotiation through to closing

Financial restructuring

Definition of turnaround strategies and of judicial and out-of-court debt restructuring plans.

  • Diagnosis of the financial position and of the alternatives
  • Restructuring plan and negotiation with creditors
  • Relationship network with venture capital and structured finance investors

Due diligence

Support in due diligence ahead of market listing and in activities connected with M&A.

  • Accounting, tax, strategic and financial aspects
  • In-depth legal analysis with partners
  • Findings report and price impacts

Data-driven valuation for M&A transactions

Automated market multiples and DCF within probabilistic frameworks (Monte Carlo), with dynamic WACC and terminal value stress testing — for transactions that demand quantitative rigour. The output is not "the company is worth X", but "it is worth between X and Y with probability Z%", ready for an investment committee.

See the full service under AI & Data-Driven ↓

Hands reviewing printed financial reports with charts on a table
AI & Data-Driven

Advisory enhanced by artificial intelligence

Independent validation of AI projects, dynamic risk governance, probabilistic valuation and data-driven advisory for top management. Each service combines expertise in corporate finance and risk management with predictive models and probabilistic frameworks — under ISO 31000, COSO ERM, SR 11-7 and EBA Guidelines.

1. AI Project Validation & Assurance

Independent validation of the results of AI projects already implemented — with no conflict of interest.

  • Model audit (performance, bias, drift) with a technical validation report
  • Verification of declared versus actual ROI, with variance analysis
  • Out-of-sample stress testing with a robustness scorecard
  • Gap analysis against the EU AI Act with regulatory risk classification
  • Organisational assessment with interviews of technical teams and business owners

2. Data-Driven CFO Advisory

Financial insights generated by AI from the company’s real data (ERP, CRM, accounting).

  • Cash flow forecasting with machine learning — 13-week forecast with measured accuracy
  • Working capital optimisation (DSO/DPO/DOI) with scenario simulation
  • Anomaly detection in financial transactions with automated alerts
  • Simulation of the AI Act impact on the balance sheet (provisions and potential penalties)
  • Vendor AI spend audit — mapping and rationalising AI tools

3. AI Risk Governance — dynamic risk management framework

A dynamic AI-powered risk management framework, built on ISO 31000 or COSO ERM.

  • Risk sensing: AI scanning across structured and unstructured data, with real-time early warning
  • Tailored framework design according to the organisation’s maturity level
  • AI-augmented risk assessment: probabilistic quantification of impact and likelihood
  • Dynamic monitoring engine: AI agents that update the risk register automatically
  • Board reporting: dashboard with heat map, trends and RAG status by risk area

4. Strategic AI Opportunity Assessment

Not "where to put AI", but which finance and risk processes deliver the highest return — measured in value.

  • Process mining across existing finance processes (accounting, controlling, treasury)
  • Competitive benchmark of AI adoption in the sector, positioning against peers
  • Prioritisation of use cases by expected NPV
  • Make-versus-buy analysis for each use case, with an architectural recommendation
  • 18-month roadmap with measurable milestones for the board

5. AI Model Risk Management for finance

Validation specific to AI models in a financial context: credit scoring, pricing, fraud detection and ALM.

  • Independent model validation (performance, stability, fairness) under SR 11-7 and EBA Guidelines
  • Backtesting and benchmarking against traditional models, with statistical significance testing
  • Explainability audit (SHAP, LIME) on black-box models, with a report for the regulator
  • Fair lending and bias detection with quantitative metrics
  • Continuous monitoring with an automated KPI dashboard

6. Data-Driven Valuation — market and probabilistic DCF

Enterprise valuation with AI: automated market multiples and DCF within probabilistic frameworks (Monte Carlo).

  • Dual methodology: market multiple valuation and probabilistic DCF, integrated
  • Monte Carlo with 10,000+ simulations on key drivers, with copula-modelled correlations
  • Year-by-year dynamic WACC with confidence bands
  • Terminal value stress test with backtesting on sector historical data
  • Probabilistic output: value range with associated probability, ready for committee

Why AI & Data-Driven

Traditional valuations are a snapshot. Our services deliver a radar — probabilistic, dynamic and auditable. In an increasingly demanding regulatory environment (EU AI Act) and with boards that demand measurable ROI from every technology investment, independent validation of AI projects and data-driven advisory are no longer a differentiator: they are a requirement.

We are the independent interlocutor between the board, the technical team and the regulator.

Equity and events

Corporate structure and institutional engagement

The two practices that give the firm its name and sustain its international partner network.

Equity

Corporate and capital structuring, from design to implementation.

  • Vehicle structures and shareholder agreements
  • Entry and exit of equity stakes
  • Preparation of financial information for investors
  • Post-investment monitoring

Events and education

Conferences, forums and programmes designed for technical audiences.

  • Content curation and programme design
  • Speakers, keynotes and institutional engagement
  • Sponsorships and academic partnerships
  • Operations, registrations and materials
Engagement formats

From a focused diagnostic to continuous monitoring

Diagnostic

A short scope to answer a specific question on a documentary basis.

Project

Defined deliverables, deadline and schedule agreed upfront.

Ongoing advisory

Monthly monitoring of risks, indicators and capital decisions.

Education

In-company programmes for boards, executive committees and finance teams.

Who we serve

Situations where we are called in

  • Family-owned and mid-sized companies in growth or transition
  • Financial institutions and cooperatives that need to structure their risk function
  • Companies that have already invested in AI and need independent validation of results
  • Investors and funds in valuation and monitoring processes
  • Organisations that run conferences and technical programmes

What we do not do

  • Distribution or recommendation of investment products
  • Management of third-party assets
  • Audit opinions or accounting certifications

When a case requires another capability, we introduce professionals and keep the coordination.

Frequently asked questions

Questions that come up when these services are searched

How is an AI model independently validated?

Through model audit (performance, bias and drift), verification of declared versus realized ROI, out-of-sample stress testing and a gap analysis against the EU AI Act — with a technical validation report and no conflict of interest, under SR 11-7 and EBA Guidelines.

What is risk management under ISO 31000?

It is the structured process of identifying, assessing, treating and monitoring risks integrated into strategy, with an approved risk appetite, a documented risk matrix and reporting to governance — following ISO 31000 and COSO ERM.

How does RBF Latam run a corporate finance project?

In three stages: diagnosis (reading the numbers, the market and corporate and regulatory constraints), modelling (scenarios, sensitivity analysis and documented, auditable assumptions) and implementation (action plan, instruments, policies and knowledge transfer to the internal team).

Need a scope proposal?

Tell us about the project: we come back with a preliminary read and a focused proposal.